It’s hard to believe that Super Storm Sandy happened three months ago, especially if you are one of the many thousands still without a home. The powerful tropical cyclone that brought unprecedented destruction to many parts of New Jersey and New York had winds that topped 115 mph. These winds along with the massive flooding that resulted from the storm completely destroyed many homes. Unfortunately, this won’t be the last time a major storm strikes the coastal areas of the United States.
If you are in the process of rebuilding a home that was lost during Sandy, here are a few tips to keep in mind that will help you rebuild smarter, stronger and safer.
Know your Risks – People pay a hefty sum to have waterfront property but with the beautiful view come serious risk. Homeowners in Staten Island, the Jersey Shore and Brooklyn found out the hard way the terrible cost of flooding when Sandy struck. While it is impossible to get 100% protection from natural disasters, there are steps you can take to protect your property and reduce the impact of flooding including elevating a home above floodwaters, elevating electrical and heating systems and installing a backflow valve in the sewer line.
Get Official Approval – Before you rebuild or renovate your home, be sure to check with local building officials to ensure your property plans meet local and state government requirements. Also make sure you have the proper permits to do construction on your property and home.
Get Insurance – You can’t predict when the next super storm will hit or stop floodwaters from rising again, but you can get flood insurance that will help cover costly losses associated with flooding. Contact your Connecticut insurance agent today to learn more about flood insurance, what it costs and what it covers to prepare your home for flooding.