As the last of the winter melts away, spring is definitely upon us. It may be hard to realize – especially with the amount of rain we’ve been faced with lately – but summer is fast approaching. The summer brings trips to the beach, barbeques and a whole host of other fun activities to enjoy in the warm sun. Not to take away from your vacation planning, but there are some concerns you should consider regarding your insurance during the summer time.

Car Rentals –  Going away on vacation this summer?  You may have the question about whether your automobile insurance policy will provide coverage for a rental car.  This topic is more complicated than you may think.  Auto insurance company contracts differ greatly in what coverages they offer in the case of an accident with a rental car.  The limitations of the rental car agreements can further complicate the matter.  Please contact your local CT insurance agency for guidance.  For the ultimate peace of mind, purchase the rental car company’s coverage.

Vacations – When you are planning on taking a vacation with your family, there is a lot of money on the line. Booking flights, hotels, etc. can be a costly and very intimidating prospect, especially if you end up having to cancel due to any number of factors including illness and weather cancellations. Travel insurance can help ease your mind by protecting you in case of an unexpected cancellation. Lost luggage can also be covered under travel insurance, but some more expensive items may not (i.e. jewelry).

Backyard Parties – One of the first events of the summer is the first backyard party you are able to have with family and friends. Just remember that pools and grills are huge liabilities for homeowners, so make sure that your policy provides adequate protection in case of an accident.

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