{"id":2680,"date":"2019-11-11T16:54:41","date_gmt":"2019-11-11T21:54:41","guid":{"rendered":"https:\/\/www.petruzelo.com\/blog\/?p=2680"},"modified":"2019-11-11T16:54:42","modified_gmt":"2019-11-11T21:54:42","slug":"make-a-holiday-budget-you-can-stick-to","status":"publish","type":"post","link":"https:\/\/www.petruzelo.com\/blog\/make-a-holiday-budget-you-can-stick-to\/","title":{"rendered":"Make a Holiday Budget You Can Stick To"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">The holiday season is fast approaching again and if you\u2019re\nsomeone who likes to shop early, you may have already noticed all the retailers\nboasting their incredibly early Black Friday deals in action now \u2013 just one\nweek into the month of November. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">While it\u2019s important to give thanks and show appreciation for those who have helped and cared for us all year long during the holidays, there is far more about the season than just exchanging gifts. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Still, there are many of us that must show up for the Secret Santa events and for many of us even shop for those in need and donate to charities. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Either way, it\u2019s important to maximize the money you spend\nthis season so you can keep your own income in check and also get the best bang\nfor your buck. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Here are 3 things you can do to make a holiday budget that\u2019s\nworth sticking to! <\/p>\n\n\n\n<h2 class=\"wp-block-heading\">1.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;\nShop Early &amp; Wisely <\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">As we mentioned many retailers are\nalready offering steep discounts on products in hopes of capturing consumer\ndollars ahead of the big shopping days. Take advantage now while there still\nproducts on the shelves, empty store aisles and especially if you have coupons\nor rewards you can redeem to lower the prices further. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\">2.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;\nCreate a Separate Spending Fund<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Don\u2019t keep the same money you\u2019re setting aside for gift\nbuying and holiday giving in the pot where your monthly utilities and other\nexpenses are drawn from. Especially since no one really uses cash these days\nit\u2019s far too easy to go in over budget and take from important account funds if\nyou\u2019re not careful. To really lessen the chances of becoming a victim of a\nsecurity breach and to keep your spending in check, withdraw some cash for the\nshopping and spend only that set amount.&nbsp;\n<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">3.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;\nGet Creative with Gifts this Year <\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">For many of us, the troubles come not just in dedicated funds for holiday shopping but also coming up with new ideas on what to buy that person who has everything or who doesn\u2019t seem to enjoy anything that\u2019s purchased for them. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you\u2019re limited on finances this year or if you want to really make a lasting impact, consider taking the non- monetary route for some of your gifts this year. Spend quality time with older parents and seniors who you haven\u2019t seen in a while, take your child to a concert or theater experience with you and build the important relationships and quality time that can\u2019t be had in a gadget or piece of clothing. <\/p>\n","protected":false},"excerpt":{"rendered":"<p>The holiday season is fast approaching again and if you\u2019re someone who likes to shop early, you may have already noticed all the retailers boasting their incredibly early Black Friday deals in action now \u2013 just one week into the month of November. While it\u2019s important to give thanks and show appreciation for those who [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":2681,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1,5,3,77],"tags":[],"class_list":["post-2680","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-general","category-homeowners-insurance","category-house-home","category-safety-tips"],"_links":{"self":[{"href":"https:\/\/www.petruzelo.com\/blog\/wp-json\/wp\/v2\/posts\/2680","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.petruzelo.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.petruzelo.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.petruzelo.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.petruzelo.com\/blog\/wp-json\/wp\/v2\/comments?post=2680"}],"version-history":[{"count":2,"href":"https:\/\/www.petruzelo.com\/blog\/wp-json\/wp\/v2\/posts\/2680\/revisions"}],"predecessor-version":[{"id":2683,"href":"https:\/\/www.petruzelo.com\/blog\/wp-json\/wp\/v2\/posts\/2680\/revisions\/2683"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.petruzelo.com\/blog\/wp-json\/wp\/v2\/media\/2681"}],"wp:attachment":[{"href":"https:\/\/www.petruzelo.com\/blog\/wp-json\/wp\/v2\/media?parent=2680"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.petruzelo.com\/blog\/wp-json\/wp\/v2\/categories?post=2680"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.petruzelo.com\/blog\/wp-json\/wp\/v2\/tags?post=2680"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}