{"id":2931,"date":"2021-04-06T16:05:25","date_gmt":"2021-04-06T20:05:25","guid":{"rendered":"https:\/\/www.petruzelo.com\/blog\/?p=2931"},"modified":"2021-04-06T16:05:26","modified_gmt":"2021-04-06T20:05:26","slug":"shopping-for-antique-and-classic-car-insurance-for-2021","status":"publish","type":"post","link":"https:\/\/www.petruzelo.com\/blog\/shopping-for-antique-and-classic-car-insurance-for-2021\/","title":{"rendered":"Shopping for Antique and Classic Car Insurance for 2021"},"content":{"rendered":"\n<p>If you own an antique or classic car, it\u2019s a valuable possession, in terms of both its financial value and your sentimental attachment to it. You need to make sure that you have the right insurance coverage in case you are involved in an accident and the car needs <a href=\"https:\/\/www.innovativeresto.com\/\">repair<\/a>, the car gets damaged by weather, or it gets stolen. Antique and classic car insurance offers protections that a standard auto insurance policy doesn\u2019t, but it also has some important restrictions that you should know about.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">How Does Antique and Classic Car Insurance Differ from Standard Car\nInsurance?<\/h2>\n\n\n\n<p>A standard auto insurance policy determines a vehicle\u2019s\nvalue based on comparable vehicles and the cost to repair it. A standard policy\nwon\u2019t cover the full value of an antique or classic car if it gets totaled in\nan accident, but antique and classic car insurance will because it is an agreed\nvalue policy.<\/p>\n\n\n\n<p>That means that you and the insurance company will agree on\nthe antique or classic car\u2019s value, and it will be insured for that amount. The\nagreed value will remain consistent over time, unless your car increases in\nvalue, you get a new appraisal, and you and the insurer agree to change its\nvalue.<\/p>\n\n\n\n<p>If you take out an antique and classic car insurance\npolicy, you will have to meet conditions and follow rules that don\u2019t apply to\nstandard auto insurance policies. For example, you will only be able to use the\nvehicle for pleasure or as a hobby. You won\u2019t be allowed to use it to commute\nto and from work. The insurance company may require you to provide proof that\nyou have another vehicle that is your primary mode of transportation. <\/p>\n\n\n\n<p>You will also have to prove that you are taking steps to\nprotect your antique or classic car from harm. For example, you will be\nrequired to store the vehicle in a secure location, such as a garage, carport,\nor storage facility. <\/p>\n\n\n\n<p>An antique and classic car insurance policy will place a\nlimit on the number of miles you may drive the car in a year. Those may differ\nbased on location and insurance company. <\/p>\n\n\n\n<p>A carrier that offers antique and classic car insurance may\nalso have guidelines that a driver who wants a policy must meet. A minimum age\nand amount of driving experience, as well as a good driving record, are typical\nrequirements. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Get a Quote for Antique or Classic Car Insurance<\/h2>\n\n\n\n<p>Many large insurance companies and specialty carriers offer\nantique and classic car insurance. Those companies may differ in how they\nclassify vehicles, which types of coverage they provide, the restrictions they\nplace on mileage, and requirements a driver must meet.<\/p>\n\n\n\n<p>Petruzelo Insurance has helped vehicle owners across\nConnecticut choose the policy that is right for their needs. We can work with\nyou to find an <a href=\"https:\/\/www.petruzelo.com\/antique-classic-car-insurance.php\">antique and\nclassic car insurance<\/a> policy for 2021 that suits your vehicle and\nyour budget. <a href=\"https:\/\/www.petruzelo.com\/contact-us.php\">Contact us<\/a> today to\ncompare rates.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you own an antique or classic car, it\u2019s a valuable possession, in terms of both its financial value and your sentimental attachment to it. You need to make sure that you have the right insurance coverage in case you are involved in an accident and the car needs repair, the car gets damaged by [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":2933,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"class_list":["post-2931","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-automotive"],"_links":{"self":[{"href":"https:\/\/www.petruzelo.com\/blog\/wp-json\/wp\/v2\/posts\/2931","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.petruzelo.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.petruzelo.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.petruzelo.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.petruzelo.com\/blog\/wp-json\/wp\/v2\/comments?post=2931"}],"version-history":[{"count":1,"href":"https:\/\/www.petruzelo.com\/blog\/wp-json\/wp\/v2\/posts\/2931\/revisions"}],"predecessor-version":[{"id":2934,"href":"https:\/\/www.petruzelo.com\/blog\/wp-json\/wp\/v2\/posts\/2931\/revisions\/2934"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.petruzelo.com\/blog\/wp-json\/wp\/v2\/media\/2933"}],"wp:attachment":[{"href":"https:\/\/www.petruzelo.com\/blog\/wp-json\/wp\/v2\/media?parent=2931"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.petruzelo.com\/blog\/wp-json\/wp\/v2\/categories?post=2931"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.petruzelo.com\/blog\/wp-json\/wp\/v2\/tags?post=2931"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}