If an appliance or a major system in your home breaks down,\nrepairing or replacing it can be expensive. If two or more problems arise\nwithin a relatively short amount of time and you don\u2019t have funds set aside,\ncovering multiple bills can be tough. <\/p>\n\n\n\n
With a home warranty, you won\u2019t have to worry about finding\nyourself in that sort of situation. It can cover many bills for repairs or\nreplacement and minimize your out-of-pocket costs.<\/p>\n\n\n\n
Specifics vary from one company to another, and businesses\nthat sell home warranties typically offer several plans with different levels\nof protection. In general, a home warranty will cover a specific list of\nsystems and appliances. For example, it may cover your home\u2019s plumbing,\nelectrical, and HVAC systems, as well as your refrigerator, stove, washer, and\ndryer. <\/p>\n\n\n\n
If something breaks down, you can contact the warranty\ncompany and arrange to have a repairperson visit your home, diagnose the\nproblem, and fix it or replace the unit, if necessary. You\u2019ll have to pay a fee\nfor the service call or a deductible, which may be much less than the cost of\nrepairs or replacement. <\/p>\n\n\n\n
A home warranty won\u2019t cover every system or appliance and\nevery potential problem. Before you buy a home warranty, thoroughly review the\ncontract so you understand what is and isn\u2019t covered. <\/p>\n\n\n\n
A home warranty covers breakdowns that occur due to regular\nwear and tear. Homeowners insurance is intended to cover sudden and unexpected\nlosses, such as damage caused by a storm or a fire. <\/p>\n\n\n\n
People sometimes mistakenly believe that a homeowners\ninsurance policy will cover systems and appliances if they break down and are\nsurprised when their claims are denied. A home warranty can provide additional\nprotection and cover losses that your homeowners insurance won\u2019t pay for so you\ncan avoid large and unexpected out-of-pocket expenses.<\/p>\n\n\n\n
A home warranty can cover many problems that you may\nencounter, but it won\u2019t pay for everything. If a storm or some other sudden\nevent damages your home, appliances, or belongings, you will need to file a\nclaim with your homeowners insurance<\/a>\ncompany. <\/p>\n\n\n\n It\u2019s important to periodically review your coverage and\nmake sure that it matches your needs. Petruzelo Insurance can review your\nexisting policy, discuss your needs, and possibly recommend changes that will\nprovide better protection while keeping your premiums affordable. Contact\nus<\/a> today to learn more and to get quotes from several top insurance\ncompanies.<\/p>\n","protected":false},"excerpt":{"rendered":" If an appliance or a major system in your home breaks down, repairing or replacing it can be expensive. If two or more problems arise within a relatively short amount of time and you don\u2019t have funds set aside, covering multiple bills can be tough. With a home warranty, you won\u2019t have to worry about […]<\/p>\n","protected":false},"author":1,"featured_media":2988,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5,3,13],"tags":[],"class_list":["post-2987","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-homeowners-insurance","category-house-home","category-insurance"],"_links":{"self":[{"href":"https:\/\/www.petruzelo.com\/blog\/wp-json\/wp\/v2\/posts\/2987","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.petruzelo.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.petruzelo.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.petruzelo.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.petruzelo.com\/blog\/wp-json\/wp\/v2\/comments?post=2987"}],"version-history":[{"count":1,"href":"https:\/\/www.petruzelo.com\/blog\/wp-json\/wp\/v2\/posts\/2987\/revisions"}],"predecessor-version":[{"id":2989,"href":"https:\/\/www.petruzelo.com\/blog\/wp-json\/wp\/v2\/posts\/2987\/revisions\/2989"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.petruzelo.com\/blog\/wp-json\/wp\/v2\/media\/2988"}],"wp:attachment":[{"href":"https:\/\/www.petruzelo.com\/blog\/wp-json\/wp\/v2\/media?parent=2987"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.petruzelo.com\/blog\/wp-json\/wp\/v2\/categories?post=2987"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.petruzelo.com\/blog\/wp-json\/wp\/v2\/tags?post=2987"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}