If you own a business, you need insurance to protect your company from devastating financial setbacks. Depending on the type of company you operate, you might need some or all of these forms of coverage.<\/p>\n\n\n\n
A business owner\u2019s policy includes general liability coverage<\/a>. That will pay the bills if your company or someone associated with it causes injuries to another person or damages someone else\u2019s property. <\/p>\n\n\n\n Professional liability insurance, which is also referred to as errors and omissions insurance, can cover consequences that arise from an employee\u2019s mistake. For example, if you run a business such as an accounting firm or a real estate brokerage, professional liability insurance<\/a> can cover a claim related to negligence, inaccurate advice, or misrepresentation.<\/p>\n\n\n\n This type of insurance will cover the building where your business is located, whether you own or rent the space. It will also cover your company\u2019s tools and equipment, inventory, and other physical assets if they get damaged or destroyed by a covered peril, such as a storm, fire, or theft.<\/p>\n\n\n\n Commercial property insurance<\/a> includes business interruption coverage. If you\u2019re unable to operate your company due to a covered loss, business interruption insurance<\/a> can replace lost income.<\/p>\n\n\n\n If your company has employees, you\u2019ll most likely be required to have workers\u2019 compensation insurance<\/a>. If an employee gets hurt on the job or becomes ill due to work-related conditions, workers\u2019 compensation coverage can pay the person\u2019s medical bills and cover lost wages and other expenses.<\/p>\n\n\n\n If workers use company vehicles to perform their jobs, your business needs commercial auto insurance<\/a>. It will cover the bills if an employee causes an accident that results in injuries or property damage to a third party. <\/p>\n\n\n\n Sometimes a serious claim results in medical bills and other expenses that exceed an insurance policy\u2019s coverage limit. In that case, commercial umbrella insurance<\/a> can fill in the gap. <\/p>\n\n\n\n Commercial umbrella insurance can extend the coverage limits on multiple insurance policies. With that broad, flexible protection, you won\u2019t have to worry about an accident derailing or bankrupting your company.<\/p>\n\n\n\n Insurance companies offer several forms of coverage for businesses. A member of the team at Petruzelo Insurance can discuss your company and the risks you face and help you choose a business insurance policy that fits your needs. We\u2019ll get quotes from several top insurers and find you the coverage you need at affordable rates. Contact us<\/a> today to learn more. <\/p>\n","protected":false},"excerpt":{"rendered":" If you own a business, you need insurance to protect your company from devastating financial setbacks. Depending on the type of company you operate, you might need some or all of these forms of coverage. Liability Insurance A business owner\u2019s policy includes general liability coverage. That will pay the bills if your company or someone […]<\/p>\n","protected":false},"author":1,"featured_media":3542,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[],"class_list":["post-3541","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business"],"_links":{"self":[{"href":"https:\/\/www.petruzelo.com\/blog\/wp-json\/wp\/v2\/posts\/3541","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.petruzelo.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.petruzelo.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.petruzelo.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.petruzelo.com\/blog\/wp-json\/wp\/v2\/comments?post=3541"}],"version-history":[{"count":1,"href":"https:\/\/www.petruzelo.com\/blog\/wp-json\/wp\/v2\/posts\/3541\/revisions"}],"predecessor-version":[{"id":3543,"href":"https:\/\/www.petruzelo.com\/blog\/wp-json\/wp\/v2\/posts\/3541\/revisions\/3543"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.petruzelo.com\/blog\/wp-json\/wp\/v2\/media\/3542"}],"wp:attachment":[{"href":"https:\/\/www.petruzelo.com\/blog\/wp-json\/wp\/v2\/media?parent=3541"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.petruzelo.com\/blog\/wp-json\/wp\/v2\/categories?post=3541"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.petruzelo.com\/blog\/wp-json\/wp\/v2\/tags?post=3541"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}Commercial Property Insurance<\/strong><\/h2>\n\n\n\n
Workers\u2019 Compensation Insurance<\/strong><\/h2>\n\n\n\n
Commercial Auto Insurance<\/strong><\/h2>\n\n\n\n
Commercial Umbrella Insurance<\/strong><\/h2>\n\n\n\n
Find the Right Insurance Coverage for Your Business<\/strong><\/h2>\n\n\n\n