If you realize that your car has been stolen, don\u2019t panic. Take a deep breath, then act quickly. Your vehicle might be recovered. If it isn\u2019t, you can be compensated for your loss.<\/p>\n\n\n\n
Contact the local police and report your vehicle stolen. Provide as much information as possible, including the car\u2019s year, make, model, color, license plate number, VIN, and any distinctive features that make it stand out. <\/p>\n\n\n\n
Tell the police when and where you last saw your vehicle. They might be able to use footage from security cameras in the area to identify the thief and find your car. If your vehicle has a GPS or a tracking system, inform the police. <\/p>\n\n\n\n
Comprehensive auto insurance coverage can compensate you if your vehicle is stolen. It is more commonly called ‘Other than Collision’ coverage.\u00a0That form of coverage is optional. If your policy includes comprehensive coverage, file a claim with your car insurance<\/a> company. They\u2019ll need a copy of the police report, and possibly additional information.<\/p>\n\n\n\n Your auto insurance company won\u2019t compensate you for valuables, such as a laptop, that were inside your vehicle when it was stolen. You can, however, file a claim with your homeowners or renters insurance company. Your home policy will cover stolen personal belongings, even if they weren\u2019t in your home when the theft occurred.<\/p>\n\n\n\n If you file a police report right away, your car might be recovered before it\u2019s sold for parts. If a thief takes it for a joyride and someone calls the police to report a reckless driver, or if the thief abandons it, the authorities will realize that the vehicle belongs to you.<\/p>\n\n\n\n Although your car might be returned, it\u2019s also possible that you\u2019ll never see it again. If you do get it back, it might be damaged. Prepare yourself mentally for those scenarios.<\/p>\n\n\n\n Having your vehicle stolen can be emotionally devastating. If the car isn\u2019t recovered, you might suddenly be forced to buy a new vehicle. That can be difficult if you don\u2019t have significant savings and you don\u2019t get any financial help from your car insurance company.<\/p>\n\n\n\nYou May or May Not Get Your Car Back<\/h2>\n\n\n\n
Review Your Auto Insurance Coverage<\/h2>\n\n\n\n