5 Ways to Reduce Your Auto Insurance Premiums | Petruzelo Insurance

5 Ways to Reduce Your Auto Insurance Premiums

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Auto insurance premiums are skyrocketing today. As this happens, it's become more critical than ever to be a better driver to keep your premium low.

There are many things that can affect auto insurance rates and understanding how it works can really help you to save some money and get the best value.

Here are five ways to reduce your auto insurance premium.

Compare Rates

Since everyone is online today and there are so many tools at our fingertips, it's become easier than ever to quickly compare options for auto insurance. Most tools will allow you to select and sort options and see what different providers are offering you for a rate. It’s always a good idea to be an informed shopper. Go with a plan that makes the most sense for your personal needs and that offers the protection you need while on the roadway.

Alternatively, you can work with an independent insurance agency that will compare rates for you!

Location, Location

One of the main things that factors into auto insurance premiums includes the location where the car is being kept. Areas that statistically have more vehicle break-ins or heavy city traffic, typically have a higher rate since there are more chances for incidents to occur.

Defensive Driving

Even if you pass your license exam with flying colors and have many years’ experience on the road, it's always a good idea to brush up on skills and tactics for maneuvering the roadway. There are far more distracted drivers today. Being a defensive driver and learning techniques to pay attention to those around you and react properly can help you avoid some incidents to keep your insurance premiums low.

Join a Club

Many associations and clubs like AAA and the AARP offer discounted rates on auto insurance for members. Consider signing up to be a member of these clubs and be sure to check with various insurance providers to see if they accept the discount.

Additional Discounts

Other discounts are also typically given for being a student, taking driving school classes, being a good driver or having multiple policies. Check with carriers to see which you qualify for and how much the discount is going to reduce your rate. Over time, these discounts can actually add up to significant savings.

Petruzelo Insurance offers everything you need for auto insurance coverage. In addition to a local agent, you can also compare auto insurance rates and discounts from multiple carriers so you’re getting the most significant savings. Contact us today!

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