Umbrella Insurance Connecticut


Ever Wonder Who Should Have Umbrella Insurance?


Man with Umbrellas Representing Umbrella Insurance

It's the Deal of the Century!

Umbrella insurance gives you added peace of mind knowing you will have additional protection should an event occur. You'll be surprised at how affordable it is.

If you drive a car, or own a home.

If you own, a seasonal residence

If you own a boat, ATV, or motorcycle.

$1-5M in Additional Coverage for Your Policies

An umbrella insurance policy can supplement the basic liability coverage provided by your auto, home and boat policies. The rise in lawsuits has made umbrella coverage more imperative for people who want to protect themselves from amounts greater than their basic coverage supplies.

How Does It Work?

Umbrella insurance basically sits on top of your home, auto or boat insurance to provide added financial protection in the event that your existing policies can't cover the loss. A good example is if a number of people are seriously injured as a result of your negligence in a single incident or multi-car accident. And while you might think a $1,000,000 or $3,000,000 umbrella policy is not in your budget, the good news is umbrella policies are actually very affordable.


What You Should Consider?

Homeowners also need to consider umbrella insurance in special cases when the liability costs of an accident exceed their basic homeowner's policy. Petruzelo Insurance has over 50 years experience helping Connecticut residents find insurance solutions that take in to account umbrella coverage. Today, anyone can be sued at any time and regardless of whether or not you think it is fair. Planning in advance can be the difference in having the coverage to protect you or having a huge legal settlement to pay.

More Information about Umbrella Insurance

No one likes accidents. Unforeseen circumstances are the hardest to plan for since you’re never sure what could happen - but knowing you’re protected should something pop-up, is a great reassurance to have.

Umbrella Insurance offers just that. It’s an extension of basic insurance policy and spans greater amounts than those typically covered with basic insurance plans.

If you’ve been wondering whether or not you need umbrella insurance, consider that it’s actually a pretty affordable option and will give you peace of mind from potential lawsuits.


This added financial protection is a must today as the rate of lawsuits increases and especially if you’re a home, car or boat owner and are at risk of someone else being harmed while using your property.

A slip and fall in your home or a multi-car accident are just some examples of when umbrella insurance would come in handy. Instead of being responsible for large legal settlements, umbrella insurance would protect you in larger amounts before you had to come out of pocket in these situations while also keeping your assets and future finances protected.

Plan Ahead

It’s important to check with insurance agencies and the policies they offer and exactly what is covered. The items covered have changed over the decades to meet needs. Umbrella insurance plans are affordable and for a couple hundred dollars a year, you can find yourself protected for several hundreds of thousands should a lawsuit arise.

Since no one can prepare in advance for these kinds of events, it's important to plan in advance and be protected.

Umbrella Insurance from Petruzelo

Petruzelo Insurance has over 50 years experience helping Connecticut residents find insurance solutions that take into account umbrella coverage.We start by asking the questions that will help you make a wise decision regarding umbrella coverage.  Get a QUOTE today!


A Law Suit is a Reality if You Are Not Covered Properly

Umbrella Insurance

Owning a home may sound like a dream come true but when a guest slips and falls, that dream can become a nightmare. People will say everything is fine and then you come to find out a seven-figure liability law suit has been filed against you. With the right umbrella coverage for your homeowner policy, you can get the peace of mind that comes with knowing you have that extra layer of protection. Contact an agent at Petruzelo Insurance today and start asking the questions that will help you make a wise decision regarding umbrella coverage.