Petruzelo Blog

Many Connecticut drivers assume that if someone else drives their car, that person’s insurance will apply in the event of an accident. In most situations, however, it’s actually the vehicle’s insurance policy that provides primary coverage — not the ...

Homeowners insurance is essential, yet many Connecticut homeowners unknowingly make mistakes that leave them underinsured. These coverage gaps often remain hidden until a claim is filed — when it’s too late to fix them. Understanding the most common ...

Personal property insurance covers your belongings including furniture, clothing, electronics, and valuables, but many Connecticut homeowners and renters aren’t sure how much coverage they actually need. Without enough protection, replacing everyday ...

Many small business owners in Connecticut assume their personal auto insurance is enough to cover work-related driving. In reality, this is one of the most common — and costly — misconceptions. If a vehicle is used for business purposes, personal aut...

The start of a new year is a natural checkpoint for Connecticut business owners. New goals, updated budgets, staffing changes, and growth plans all bring opportunity—but they can also introduce new risk. January is one of the best times to review you...

The beginning of a new year often brings renewed focus on family, finances, and long-term goals. As you set resolutions and plan for the year ahead, one important step is often overlooked: reviewing or securing life insurance. January is one of the b...

For classic car owners, a vehicle is never just transportation—it’s a passion, an investment, and often a piece of history. During the winter months, many collectors store their vehicles away, assuming insurance can wait until spring. In reality, Jan...

A new year is the perfect time for a fresh start—and that includes taking a closer look at your homeowners insurance. After winter storms, rising construction costs, and shifting home values, many Connecticut homeowners head into the new year underin...

Home renovations are exciting—whether you’re adding a new bathroom, finishing the basement, or upgrading your kitchen. But while you’re focused on materials, designs, and contractors, there’s one step many homeowners forget: updating your insurance c...

When it’s time to renew or shop for insurance, it’s easy to be drawn to big national brands and their catchy commercials. But behind the slogans and savings promises, those “one-size-fits-all” policies often come with limited flexibility and imperson...