Who Is Liable for Alcohol-Related Injuries at a Party?

People throw parties throughout the year to celebrate holidays, birthdays, weddings, anniversaries, and many other occasions. Alcohol is often served at those events. Sometimes people drink more than they should and accidents happen. If you are planning to host a private party, you need to understand how your insurance may apply if someone gets inj...

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Reasons to Get Renters Insurance

Many people who rent their homes do not realize that the landlord’s or building owner’s insurance policy does not cover tenants’ possessions. If you rent an apartment or house and the building is damaged or destroyed by a fire or natural disaster, the owner’s policy will cover the building itself, but not any of your […]

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Safety and Insurance Coverage for Drones

Drones are remotely piloted aircraft systems, otherwise known as unmanned aerial vehicles. The Federal Aviation Administration predicts that over a million drones will be sold during the holiday season. They are used by many people, including photographers, farmers, law enforcement, and hobbyists. The FAA says that pilots of drones have the same re...

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How to Create a Home Inventory for Insurance

Having homeowners or renter’s insurance is a wise investment that can help you protect yourself if your home gets damaged or destroyed. However, you will need to have a record of what you owned in order to file a claim. You can’t rely on yourself to remember everything in your house, especially items you bought […]

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More Millennials Are Buying Renters Insurance

The market for renters insurance has been growing across the country. The number of renters insurance policies rose from 7 million in 2006 to 10.7 million in 2012. In 2014, 37 percent of renters had renters insurance, compared to 29 percent in 2011. The number of young people who own their homes has been declining. […]

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Interpreting Your Insurance Policy

Insurance policies can be confusing, even for professionals who sell or interpret them for a living. Here is a brief breakdown of some key terms that you will need to know to make sense of your insurance policy. The declarations page is the first page of the insurance policy. It states who is insured, the […]

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What Does Renter’s Insurance Cover?

Many people who rent apartments and houses are not aware that the property owner’s insurance policy covers the building itself, not the contents that belong to the tenants. If you are a renter and your belongings are stolen or destroyed by a fire or other disaster, you will not be covered unless you have renter’s […]

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Why Student’s Should Consider Renter’s Insurance

Over the next few week millions of students across the country will be going back to school and this includes quite a few college students who will enjoy their first year off campus in their own apartment. This is an exciting time for young students who finally get to taste a little bit of the […]

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Why Renters Insurance Matters

When people rent an apartment or condo they usually don’t think about insurance. Many people make the mistake of thinking that either they are covered under the landlord’s policy or that their belongings are not worth enough to warrant coverage. The fact is a landlord is only responsible for the dwelling, not the contents of […]

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