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Homeowners Insurance

What Is Recoverable Depreciation for Home Insurance Claims?

What Is Recoverable Depreciation for Home Insurance Claims?

Posted on December 21, 2022February 4, 2023 by Petruzelo Insurance

Depreciation is a fact of life. It refers to the process in which owned goods lose value, or depreciate, over time. Your car isn’t worth the same amount it was before you picked it up from the lot because of depreciation, even if it still looks shiny...

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Do You Need PMI and Homeowner’s Insurance?

Do You Need PMI and Homeowner’s Insurance?

Posted on October 10, 2022October 10, 2022 by Petruzelo Insurance

Buying a home is often an enormous learning experience. You may, for the first time, learn about everything from radon to flood zones to mortgage points. When it comes to insurance, there are several types you need to consider: specifically, homeowne...

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Essential Steps for Protecting Your Vacant Property

Essential Steps for Protecting Your Vacant Property

Posted on September 28, 2022February 4, 2023 by Petruzelo Insurance

If you own a property that sits vacant some (or all) of the time, it’s important that you take steps to secure the property. Vacant homes are a common target for thieves, partiers, and squatters, and they have a sixth sense for finding these empty pr...

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5 Things Home Insurance Doesn’t Cover

5 Things Home Insurance Doesn’t Cover

Posted on August 4, 2022February 4, 2023 by Petruzelo Insurance

Most homeowners know that having a home insurance policy is important as it protects you in case anything happens. If your home is mortgaged with a bank you may be required to carry insurance by law. But it’s also important to know what your policy d...

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5 Home Improvement Projects to Do Once and For All

5 Home Improvement Projects to Do Once and For All

Posted on August 1, 2022August 1, 2022 by Petruzelo Insurance

As any homeowner knows, the amount of projects to do around the house never ends. But getting a list together to get them done and crossed off the list is usually the hardest part of the battle. Here are a few projects that you can do just once and f...

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Home Sharing and Insurance: Here’s What You Should Know

Home Sharing and Insurance: Here’s What You Should Know

Posted on July 7, 2022July 7, 2022 by Petruzelo Insurance

The rapid expansion of the so-called “sharing economy” is changing the accommodations industry. In recent years, there has been a significant proliferation of home-sharing properties for internet-based rentals via websites such as Airbnb, VRBO, and o...

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Do You Need a Personal Property Inventory List?

Do You Need a Personal Property Inventory List?

Posted on June 21, 2022June 21, 2022 by Petruzelo Insurance

While no one likes to imagine a loss of personal property to a fire, flood or theft, it’s wise to prepare for the worst. By preparing a personal property inventory list, should the worst ever happen, you’ll be prepared to deal with the aftermath.&nbs...

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3 Ways to Prevent Water Damage from Frozen Pipes

3 Ways to Prevent Water Damage from Frozen Pipes

Posted on March 4, 2022March 4, 2022 by Petruzelo Insurance

The cold season in Connecticut has been extreme this year and there are still days in the forecast ahead where temps will drop into the teens. When this occurs, homeowners are advised to be on the lookout for signs of frozen pipes. Anytime temps dip ...

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Generator Safety for Home Insurance Policyholders

Generator Safety for Home Insurance Policyholders

Posted on February 1, 2022February 1, 2022 by Petruzelo Insurance

Winter weather poses many challenges for homeowners, and one of the most urgent is generator safety during cold weather and winter storms. While generators are extremely useful to ensure that home electricity and heating needs are met during power ou...

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Preparing Your Home for Extreme Cold Winter Temps

Preparing Your Home for Extreme Cold Winter Temps

Posted on January 14, 2022January 14, 2022 by Petruzelo Insurance

The state of Connecticut has entered into one of the coldest seasons of the year. Not only have government officials activated the state’s severe cold weather protocol as of last week, but it also serves as a reminder to check on your home’s safety a...

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One of the top insurance agencies in CT, Petruzelo Insurance Agency has been providing security and peace of mind to Connecticut communities for more than 50 years.

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