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Homeowners Insurance

Does Homeowners Insurance Cover Water Damage From a Failed Sump Pump in Connecticut?

Does Homeowners Insurance Cover Water Damage From a Failed Sump Pump in Connecticut?

Posted on September 2, 2026September 2, 2026 by Petruzelo Insurance

Heavy rain is nothing unusual in Connecticut, but when the water starts rising around your home, your sump pump can become one of your basement’s most important defenses. What happens if the power goes out, your sump pump fails, and water enter...

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Does Homeowners Insurance Cover Spring Flooding in Connecticut?

Does Homeowners Insurance Cover Spring Flooding in Connecticut?

Posted on March 10, 2026March 10, 2026 by Petruzelo Insurance

As winter snow melts and spring storms roll through Connecticut, many homeowners begin to worry about water damage and flooding. Heavy rain, rising groundwater, and melting snow can quickly lead to basement flooding and other costly issues. One of th...

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New Year, New Protection: Is Your Homeowners Insurance Ready for 2026?

New Year, New Protection: Is Your Homeowners Insurance Ready for 2026?

Posted on January 12, 2026January 12, 2026 by Petruzelo Insurance

A new year is the perfect time for a fresh start—and that includes taking a closer look at your homeowners insurance. After winter storms, rising construction costs, and shifting home values, many Connecticut homeowners head into the new year underin...

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What Homeowners Should Expect with Insurance Renewals in 2025

What Homeowners Should Expect with Insurance Renewals in 2025

Posted on September 17, 2025September 17, 2025 by Petruzelo Insurance

If you’re up for renewal on your homeowners insurance policy this year, brace yourself: the landscape is shifting. Across the U.S., premiums are rising, coverage terms are tightening, and replacement costs are squeezing both insurers and homeowners a...

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Cyber Liability Insurance for CT Small Businesses: Why It’s No Longer Optional

Cyber Liability Insurance for CT Small Businesses: Why It’s No Longer Optional

Posted on August 26, 2025September 3, 2025 by Petruzelo Insurance

For small business owners in Connecticut, the digital landscape offers opportunity—but also risk. From restaurants in New Haven to contractors in Hartford, nearly every business today relies on technology. Unfortunately, that also means exposure to c...

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10 Signs You Need to Update Your Homeowners Insurance Policy

10 Signs You Need to Update Your Homeowners Insurance Policy

Posted on July 11, 2025July 11, 2025 by Petruzelo Insurance

Your home is likely one of your most valuable investments, so your homeowners insurance should always reflect its current value and coverage needs. Unfortunately, many homeowners set their policy and forget it, unaware that life changes, renovations,...

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Enhancing Home Security with Smart Devices

Enhancing Home Security with Smart Devices

Posted on April 10, 2025April 10, 2025 by Petruzelo Insurance

In today’s rapidly advancing technological landscape, safeguarding your home has become more efficient and accessible thanks to smart devices. These innovative tools offer convenience and peace of mind.  Below are some of the top smart dev...

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Safeguard Your Most Valuable Asset with Homeowner’s Insurance

Safeguard Your Most Valuable Asset with Homeowner’s Insurance

Posted on November 5, 2024February 3, 2025 by Petruzelo Insurance

It’s news to no one that the costs of property insurance are escalating. According to a Bankrate analysis of rate data from Quadrant Information Services, the average homeowner’s insurance premium in February 2024 was about $141 a month for a home wi...

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How Dog Breeds Can Affect Your Homeowners Insurance

How Dog Breeds Can Affect Your Homeowners Insurance

Posted on September 11, 2024September 11, 2024 by Petruzelo Insurance

When you think about homeowners insurance, you probably consider coverage for things like fire, theft, and natural disasters. But did you know that the breed of your dog can also impact your insurance rates and coverage? Certain dog breeds are consid...

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Choosing the Right Coverage for Water Damage

Choosing the Right Coverage for Water Damage

Posted on July 31, 2024July 31, 2024 by Petruzelo Insurance

Water damage from within a home is one of the leading causes of insurance claims. Old plumbing and blocked drains are often the causes of this type of damage. If you’re operating under the assumption that your home is covered for water damage, it’s t...

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