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Homeowners Insurance

Enhancing Home Security with Smart Devices

Enhancing Home Security with Smart Devices

Posted on April 10, 2025April 10, 2025 by Petruzelo Insurance

In today’s rapidly advancing technological landscape, safeguarding your home has become more efficient and accessible thanks to smart devices. These innovative tools offer convenience and peace of mind.  Below are some of the top smart dev...

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Safeguard Your Most Valuable Asset with Homeowner’s Insurance

Safeguard Your Most Valuable Asset with Homeowner’s Insurance

Posted on November 5, 2024February 3, 2025 by Petruzelo Insurance

It’s news to no one that the costs of property insurance are escalating. According to a Bankrate analysis of rate data from Quadrant Information Services, the average homeowner’s insurance premium in February 2024 was about $141 a month for a home wi...

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How Dog Breeds Can Affect Your Homeowners Insurance

How Dog Breeds Can Affect Your Homeowners Insurance

Posted on September 11, 2024September 11, 2024 by Petruzelo Insurance

When you think about homeowners insurance, you probably consider coverage for things like fire, theft, and natural disasters. But did you know that the breed of your dog can also impact your insurance rates and coverage? Certain dog breeds are consid...

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Choosing the Right Coverage for Water Damage

Choosing the Right Coverage for Water Damage

Posted on July 31, 2024July 31, 2024 by Petruzelo Insurance

Water damage from within a home is one of the leading causes of insurance claims. Old plumbing and blocked drains are often the causes of this type of damage. If you’re operating under the assumption that your home is covered for water damage, it’s t...

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Protecting Your Home, Protecting Your Future: Understanding Homeowners Insurance 

Protecting Your Home, Protecting Your Future: Understanding Homeowners Insurance 

Posted on May 22, 2024July 10, 2024 by Petruzelo Insurance

Homeowners insurance can protect you from serious financial losses if your house gets damaged or if someone gets hurt on your property. Insurers offer several types of coverage. When you understand your options, you’ll be able to find a homeowners in...

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Essential Tips for Fireplace, Heater, Pellet Stove, and Wood Stove Safety

Essential Tips for Fireplace, Heater, Pellet Stove, and Wood Stove Safety

Posted on December 11, 2023December 11, 2023 by Petruzelo Insurance

As the temperature drops, many homeowners turn to fireplaces, heaters, pellet stoves, and wood stoves to keep warm and create a cozy atmosphere. While these heating sources add comfort, it’s crucial to prioritize safety to prevent accidents and...

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Storm Preparedness: Protecting Your Connecticut Property

Storm Preparedness: Protecting Your Connecticut Property

Posted on October 31, 2023October 31, 2023 by Petruzelo Insurance

Connecticut, while not a coastal state like Florida or Louisiana, is not immune to the destructive forces of tropical storms and hurricanes over the years. As a responsible property owner, it is crucial to understand how to minimize vulnerability and...

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 Top 10 Factors That Affect Your Home Insurance Premiums

 Top 10 Factors That Affect Your Home Insurance Premiums

Posted on July 17, 2023 by Petruzelo Insurance

Homeowners insurance can protect you from a financial blow if your house gets damaged or a visitor gets injured. Premiums for homeowners insurance are based on a host of factors. Location Insurance companies set rates based on perceived risk. If you ...

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What Homeowners Insurance Covers

What Homeowners Insurance Covers

Posted on March 27, 2023April 27, 2023 by Petruzelo Insurance

Homeowners insurance can protect you from a devastating financial blow if your house or its contents get damaged or destroyed. People sometimes get confused about what homeowners insurance covers or assume that things are covered when they aren’t. He...

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What Is Recoverable Depreciation for Home Insurance Claims?

What Is Recoverable Depreciation for Home Insurance Claims?

Posted on December 21, 2022February 4, 2023 by Petruzelo Insurance

Depreciation is a fact of life. It refers to the process in which owned goods lose value, or depreciate, over time. Your car isn’t worth the same amount it was before you picked it up from the lot because of depreciation, even if it still looks shiny...

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