It’s crazy to think that the summer season will soon be behind us and before we know it kids all around the state will be heading back into their regular school routines for the year.

Whether you have a kindergartner just getting started with schooling or a child entering college, it’s likely an exciting time for parents everywhere.

While you’re shopping for school supplies and getting in those last few visits to the pool, don’t forget there are also some insurance evaluations you should be doing to start the school year off on the right foot.

Here are some tips to keep you and your loved ones protected.

Auto Insurance

Rushing around to drop the kids off on-time, taking them around to practices and meet-ups afterschool and the increased amount of traffic on the roadways once school starts back up make it an opportune time to reconsider your coverage limits and policy specifics.

If your teen will be turning 16 and starting the driver’s license process, you’ll also need to factor in necessary changes to your auto insurance policy for an added teen behind the wheel.

Health Insurance

The school year typically comes along with a list of required shot, immunizations, and yearly physicals. While these routine visits are typically covered, don’t forget that germs, common colds and a bump on the playground could also happen. You want to be sure you have necessary medical insurance in place to keep you from any financial stress to cover those medical bills.

Homeowners Insurance

Believe it or not, there are some school-related items that can be covered under some homeowner’s insurance policies. With more and more pricey technologies and gadgets being used today it’s important to protect your investment from theft including pricey computer systems, laptops, and tablets. If your college-bound student is living off campus you may also be able to purchase additional coverage for the valuables at their dorm room.

Petruzelo Insurance has been serving the local Connecticut area for more than 50 years. Our agents take the time to truly understand your needs and help design coverage plans that keep you and your family protected at all times. Contact us today!