Petruzelo Blog

If you’ve ever wondered why your insurance premium is higher (or lower) than your neighbor’s, you’re not alone. In Connecticut, insurers use a variety of factors to determine rates for homeowners, drivers, and business owners. Here’s a transparent br...

When it comes to saving money on insurance, many Connecticut homeowners and drivers ask the same question: Is bundling my home and auto insurance policies really worth it? The answer often depends on your unique situation—but for many families in the...

As Memorial Day and the Fourth of July approach, Connecticut homeowners are getting ready to fire up the grill, uncover the pool, and enjoy summer with friends and family. Backyard BBQs, pool parties, and neighborhood picnics are all part of what mak...

Your home is likely one of your most valuable investments, so your homeowners insurance should always reflect its current value and coverage needs. Unfortunately, many homeowners set their policy and forget it, unaware that life changes, renovations,...

When it comes to protecting your home, having a standard homeowners insurance policy in Connecticut is a smart first step—but is it enough? Many homeowners assume they’re fully covered, only to find out after a claim that important risks were exclude...

Connecticut may not be known for extreme weather, but residents are no strangers to natural disasters like hurricanes, tropical storms, flooding, and winter nor’easters. When the unexpected strikes, knowing how to navigate the insurance claims proces...

As summer approaches in Connecticut, it’s the perfect time to review your insurance policies. The season brings increased outdoor activities, travel, and weather-related risks that can impact your home, auto, and umbrella coverage. A proactive ...

Staged car accidents are becoming an alarming trend. Already in New York, they are posing significant risks to drivers and contributing to rising insurance premiums. These deliberate crashes are orchestrated by fraudsters aiming to exploit insurance ...

Connecticut has enacted several insurance reforms affecting residents and business owners alike. Understanding these changes is crucial to ensure your coverage remains adequate and compliant. This FAQ addresses common questions about some newer regul...

In today’s economic climate, many Connecticut residents are seeking ways to cut costs without compromising essential protections. Insurance premiums for homes and vehicles can be significant expenses, but there are effective strategies to reduc...