A leak in your home can damage the house itself, as well as your furniture, flooring, electronics, clothing, and other possessions. Even a small amount of water can cause substantial damage. You may be faced with costly bills for repairs, mold removal, and replacement of belongings.
When people think about potential sources of water damage to their homes, storms and natural disasters usually come to mind. A leak from a pipe or appliance is actually more common.
A Leak Detector and Automatic Water Shutoff System Can Prevent Catastrophic Damage
If a leak occurs, detecting it quickly and shutting off the water supply to the house can mitigate the damage. You may not notice a leak right away or may not be home when it happens.
A plumber can install a flow-based water leak detection device on your home’s water supply line. The device can monitor the water’s flow rate, pressure, or temperature. If it detects evidence of a leak, the device can automatically shut off the supply of water to your house to limit the damage.
Moisture sensors can be placed in rooms where a leak may occur, such as the kitchen and bathrooms. If there is a leak and the sensors are connected to an automatic shut-off valve, it can stop the flow of water to the house and minimize the damage.
Make Sure You Have Appropriate Homeowners Insurance Coverage
A flow-based water leak detection device, moisture sensors, and automatic shutoff valve can prevent catastrophic water damage, but even a minor leak can leave you with expensive bills to repair your home and to replace possessions that were damaged or destroyed. That’s where your homeowner’s insurance policy can help.
Even if you currently have coverage, it’s a good idea to review it periodically. Your needs may have changed since you took out the policy. If the value of your home and/or your belongings has increased, you may need to raise your coverage limits.
You may also be able to get the same coverage at a lower rate from a different company. If you currently have homeowners and other types of insurance through two or more insurers, you may be eligible for a substantial discount if you bundle your policies through one company.
Petruzelo Insurance can review your existing homeowner’s insurance policy and help you figure out if you should modify your coverage limits. We can also help you make sure that you’re getting the coverage you need at an affordable price. Contact us today to learn more.