Insurance agent

Shopping for insurance can be complicated and confusing. The number of companies and the many types of policies they offer can be overwhelming. Filling out online forms or calling multiple companies to ask questions can be time-consuming and frustrating. Working with an independent insurance agent can greatly simplify the process.

An Agent Can Explain Your Options

Many people don’t know about all the insurance options that exist. They therefore may not know what types of coverage are right for their situation, which deductible they should choose, and which company can best meet their needs.

An independent agent can answer general questions about insurance and help you figure out what you need. An agent who is licensed to represent several insurance companies can also explain specific policy options that may be unique to a particular insurer. Getting all that information from one trusted source can help you figure out which insurance carrier and policy to choose and can save you time and money.

An Agent Can Help You Select the Right Coverage

A single person who is renting an apartment and a married couple with a house and children will have different insurance needs. An independent insurance agent can discuss your circumstances and help you get the appropriate coverage at an affordable price.

An agent may be able to find you a better deal than you could find on your own by exploring companies or coverage options you may not have considered. An independent insurance agent may also be able to get you a lower rate by bundling your coverage with a single carrier than you could get by purchasing separate policies through different companies.

An Agent Can Review Your Insurance Needs in the Future

Things are constantly changing. You may purchase a house, get married, have a child, or buy a car. All those events can affect your insurance needs. An independent agent can work with you whenever something like that comes up and help you make sure that you’re adequately covered at a price you can afford.

An Agent Can Help You Work with Your Insurance Company

If you need to submit an insurance claim, your independent agent can guide you through the process and work with the carrier to make sure things go smoothly. If you experience a problem related to an insurance claim, a billing issue, or another concern, your agent can serve as your advocate.

Get Help Finding Insurance in CT

Petruzelo Insurance is an independent insurance agency serving customers across Connecticut. If you need insurance coverage for your home, automobile (including an antique car, motorcycle, or RV), or home-based business, or if you’re looking for life or medical insurance to protect your family, we can help you find the coverage you need with affordable premiums. Contact us today to learn more.