Petruzelo Blog

When it comes to protecting your home, having a standard homeowners insurance policy in Connecticut is a smart first step—but is it enough? Many homeowners assume they’re fully covered, only to find out after a claim that important risks were exclude...

Connecticut may not be known for extreme weather, but residents are no strangers to natural disasters like hurricanes, tropical storms, flooding, and winter nor’easters. When the unexpected strikes, knowing how to navigate the insurance claims proces...

As summer approaches in Connecticut, it’s the perfect time to review your insurance policies. The season brings increased outdoor activities, travel, and weather-related risks that can impact your home, auto, and umbrella coverage. A proactive ...

Staged car accidents are becoming an alarming trend. Already in New York, they are posing significant risks to drivers and contributing to rising insurance premiums. These deliberate crashes are orchestrated by fraudsters aiming to exploit insurance ...

Connecticut has enacted several insurance reforms affecting residents and business owners alike. Understanding these changes is crucial to ensure your coverage remains adequate and compliant. This FAQ addresses common questions about some newer regul...

In today’s economic climate, many Connecticut residents are seeking ways to cut costs without compromising essential protections. Insurance premiums for homes and vehicles can be significant expenses, but there are effective strategies to reduc...

Few things are more stressful than discovering water damage inside your home—whether it’s a slow drip that’s gone unnoticed or a full-blown leak soaking your floors. Unfortunately, even a small amount of water can lead to expensive repairs and long-t...

You do your best to safeguard your home, but some threats can appear suddenly—or silently—without warning. Whether you’re away on vacation, asleep at night, or just unaware of hidden dangers, having the right safety devices in place can make all the ...

In today’s rapidly advancing technological landscape, safeguarding your home has become more efficient and accessible thanks to smart devices. These innovative tools offer convenience and peace of mind.  Below are some of the top smart dev...

As winter fades away and the arrival of spring weather brings blooming flowers – there is also an increased risk of flooding. Being prepared can significantly reduce the potential damage to your property and ensure your safety.  Here’s a c...