Petruzelo Blog

Summer in Connecticut means it’s time to get outside and enjoy everything the state has to offer—from boating and road trips to weekend getaways. Whether you’re heading out on the water or hitting the road in your RV, having the right insurance cover...

Skilled labor shortages across the construction industry are pushing contractors to bring on new hires faster than ever. While this helps meet demand, it also introduces increased risk. In fact, a significant portion of construction-related injuries ...

Unexpected disruptions can happen at any time—and for business owners, even a temporary closure can lead to significant financial loss. That’s where business interruption insurance becomes essential. It helps protect not just your physical space, but...

For Connecticut business owners, workers’ compensation insurance isn’t optional—it’s a legal requirement. Whether you run a construction company, retail shop, or service-based business, having the right coverage protects both your employees and your ...

If you’ve driven through Connecticut in late winter or early spring, you’ve probably encountered potholes. Freeze-thaw cycles, snowplows, and heavy traffic often leave roads damaged across the state. When a pothole damages your vehicle, many drivers ...

If you’re renting an apartment or house in Connecticut in 2026, you may notice that many landlords ask for proof of renters’ insurance before you move in. This often raises a common question: Can landlords legally require renters insurance in C...

As winter fades and construction season ramps up across Connecticut, contractors begin preparing for a busy schedule of spring and summer projects. Before bidding on new work or stepping onto a job site, it’s critical to make sure your insurance cove...

As winter snow melts and spring storms roll through Connecticut, many homeowners begin to worry about water damage and flooding. Heavy rain, rising groundwater, and melting snow can quickly lead to basement flooding and other costly issues. One of th...

Many Connecticut drivers assume that if someone else drives their car, that person’s insurance will apply in the event of an accident. In most situations, however, it’s actually the vehicle’s insurance policy that provides primary coverage — not the ...

Homeowners insurance is essential, yet many Connecticut homeowners unknowingly make mistakes that leave them underinsured. These coverage gaps often remain hidden until a claim is filed — when it’s too late to fix them. Understanding the most common ...