Driving for business is a risky business.

In fact, according to the National Safety Council, motor vehicle crashes are the leading cause of work-related deaths in the U.S. It can also be costly: In 2019 alone, work-related crashes cost employers $39 billion.

Keeping employees safe while driving starts with identifying risk factors. Whether it’s going to the bank, delivering packages, or attending sales meetings, employees who take regular trips in vehicles as part of their job responsibilities must also be properly trained for safely operating those vehicles.

If an employee gets hurt while on the road and driving for business purposes, they might be eligible for workers compensation benefits. 

There are many ways that companies can reduce the risk of injuries while their employees are driving. These include:

1) Having an up-to-date policy in place that covers employees who drive for work purposes.

2) Ensuring employees are trained in defensive driving techniques so they can avoid accidents while on the road.

3) Encouraging employees to use seat belts at all times while in the car, even if it is only going from point A to point B during their shift. This will help protect against any sudden stops or collisions that might occur during those trips.

4) Maintaining policies regarding cell phone use while driving so employees don’t get distracted by their phones while driving for work purposes.

5) Make sure your drivers have up-to-date vehicle inspections every year so they can avoid getting pulled over by police officers who might have concerns about safety issues inside their vehicles (like expired inspection stickers).

6) Encouraging drivers to take breaks from time to time by pulling over. 

As a business owner, you want to make sure your employees are safe while driving for work. There are several risks that may be present while they are on the road, and they can be reduced with proper planning and communication.

You will need the same auto insurance coverage for your business vehicles as you do for personal travel. If you own a business in Connecticut and want to find out more about your options when it comes to workers compensation insurance, contact an agent at Petruzelo Insurance today.