Back To School And Home Schooling. Little Girls Back To School A

As summer comes to an end and the new school year approaches, Connecticut families have a lot to prepare for. Along with buying school supplies and new clothes, it’s crucial to ensure your family’s insurance needs are up-to-date. At Petruzelo Insurance, we want to help you get ready for the school year with a comprehensive back-to-school insurance checklist.

Health Insurance for Children

Ensuring your children have adequate health insurance is essential as they head back to school. Check that your current policy covers routine check-ups, vaccinations, and any required medications. If your child participates in sports, verify that their policy includes coverage for sports-related injuries. If you need to update or change your plan, now is the perfect time to do so.

Auto Insurance for Teen Drivers

If you have a teen driver in your family, it’s vital to review your auto insurance policy. Teens are statistically more likely to be involved in accidents, so adequate coverage is necessary. Consider these steps:

  • Add Your Teen to Your Policy: Ensure your teen is listed on your auto insurance policy.
  • Understand Liability Limits: Review and possibly increase your liability limits to protect your finances in case of an accident.
  • Discounts: Inquire about discounts for good students, safe driving courses, or having multiple policies with the same insurer.

Renters Insurance for Students Living Off-Campus

For college students moving into off-campus housing, renters insurance is a must. This coverage protects their personal belongings against theft, fire, and other risks. It also provides liability coverage if someone is injured in their rental. Encourage your student to create an inventory of their belongings and review their coverage limits to ensure everything is adequately protected.

Additional Tips

  • Update Contact Information: Ensure your insurance provider has your current contact information.
  • Emergency Contacts: Review and update emergency contacts listed with your insurance policies.
  • Discuss Coverage with Your Family: Make sure everyone in your household understands their insurance coverage and knows what to do in case of an emergency.

Preparing for the new school year involves more than just shopping for supplies. Taking the time to review and update your insurance policies ensures that your family is protected throughout the school year. At Petruzelo Insurance, we’re here to help you with all your insurance needs. Contact us today to review your policies and make any necessary adjustments.